Adjustable Rate Mortgage specialist Saint Lawrence Mortgage

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Adjustable Rate Mortgage

“American consumers might benefit if lenders provided greater mortgage product alternatives to the traditional fixed rate mortgage…the traditional fixed-rate mortgage may be an expensive method of financing a home.”

Alan Greenspan February 23, 2004

We offer lower rates with

Zero Points and No Broker Fees!

Saint Lawrence Mortgage offers low, flat fee pricing. We provide detailed information to help you understand the benefits of the various adjustable rate mortgage options so that you can decide if this type of loan program compliments your financial plan.

Read our recent article on Option ARMs:

1% Mortgage Interest Rate? What's the Catch?

The Saint Lawrence Mortgage Difference
Most mortgages are paid in full before the seventh year. Most people will either refinance or move. A standard 30 year fixed rate mortgage can be .25% higher than an adjustable rate mortgage that provides a fixed rate for the first 5-10 years. Why over pay on a 30 year fixed rate mortgage when you will not have the loan for that long.

To better serve our clients, we have pioneered the flat fee. This means that regardless of your loan amount or type – Jumbo Loans, Zero Down, or First and Second Combination Loans – your fee will be the same amount! Don’t pay more just because you borrow more!

Compare our prices to other mortgage companies!

What IS an ARM?
ARM stands for Adjustable Rate Mortgage. Many borrowers don’t realize the many different options available today for home financing. These mortgages will adjust over time either up, down or they can stay the same. There are many ways to tailor an ARM to fit your financial goals as well as your plans for the property.

Your Upfront Mortgage Broker
Many mortgage brokers entice you with a low Good Faith Estimate. But once you’ve signed a contract they throw on extra fees or increased interest rates. As a member of the Upfront Mortgage Brokers Association, we guarantee to accurately disclose all costs to you and never lock you into a contract with us. Your experience will be SURPRISE FREE!

To get started on an adjustable rate mortgage or any other type of mortgage – Fill out our online information form or Contact Saint Lawrence Mortgage today!

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Adjustable Rate Mortgage