Seattle Mortgage Spokane Home Loan Washington State refinance Idaho mortgage

Seattle Mortgage Broker Spokane Mortgage Broker Washington Mortgage Idaho Mortgage

Click here to see an example of a 'lower fee' elsewhere versus the ACTUAL fees at close - See what other brokers consider 'upfront, honest'

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Member Since 2004

Upfront mortgage broker answers:

What is the best mortgage for me?

When is the best time to lock?

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Interest Rates - We find the lowest, wholesale interest rates. We are constantly searching the country for the best interest rates available. All of our lenders provide lower wholesale interest rates through mortgage brokers. Some of the lenders we shop on your behalf are:

Wells Fargo, Bank Of America, Washington Mutual, Countrywide, IndyMac Bank, ING, Wachovia, Home Comings, Flagstar, Franklin American, First Mutual and many more. The difference is that all of these banks offer lower wholesale interest rates to us than they offer through their retail services. Therefore, your Washington mortgage or Idaho home loan will cost less.

Example Fees on a $300,000 Loan	Saint Lawrence Mortgage	Other Companies

Origination	$0	$3,000 (1%)
Broker Fee	$1,695 FLAT FEE	$ 400
Broker Credit Report	$0	$ 25
Broker Processing Fee	$0	$ 550

Total Broker Fees	$1,695	$3,975

Flat fee will be reduced to not exceed 1% of loan amount and we never charge additional fees on seconds or combination loans.

Today's Rates

We also offer low interest rates with

Zero Points and No Broker Fees!

BUT, there are also Wholesale Lenders who offer products only through licensed Idaho and Washington upfront mortgage brokers. Lenders like Winstar, TB&W, Provident and many more. We compare the prices of ALL of our lenders in order to provide the best to you.

Service - We provide superlative customer service. We don't charge up front fees, nor do we get paid unless we close your loan. We guide you through each step of the mortgage loan process and we will always be a phone call or email away.

You - Understanding the difference between program options and pricing will allow you to select the best Idaho or Washington mortgage loan for your situation. This can save you the expense of overpaying while you have your mortgage as well as future refinancing costs for choosing the wrong home loan today.

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RealtorConnection

An Upfront Mortgage Broker since 2004

Licensed Idaho and Washington Upfront Mortgage Broker